Free Quotes - No Credit Pull - Unsecured Options - Same Day Funding Available
With the Better Business Bureau
Small Business Finance Association
Forbes Council Member Since 2018
On Google & TrustPilot
Businesses Matched to Lenders Since 2014
Data Security & Privacy Protected
With the Better Business Bureau
Small Business Finance Association
Forbes Council Member Since 2018
On Google & TrustPilot
Businesses Matched to Lenders Since 2014
Data Security & Privacy Protected
Fill out our 1-minute application
Your information is reviewed and our system works to find the best lender matches
You’re matched with the top 3 lenders who are the best fit
|
Applying to Business Lenders One by One | |
|---|---|---|
| Time & Convenience | One application - instant matches | Multiple applications - slow responses |
| Range of Options | Many lenders and different products in one place | Limited to lenders you find manually |
| Approval Odds | Pre-qualification + smart matching | Higher chance of being declined from lenders who are not a good fit |
| Lender Incentive | Lenders know they’re competing with others, so they put their best foot forward | Little incentive to put you in the best program or give you the best deal |
| Product Fit & Fairness | Neutral lender matches based on fit | Each lender pushes its own product |
| Credit Impact | No credit pull needed for quotes | Multiple hard inquiries can lower credit score |
| Security & Privacy | Data shared only with matched lenders | Data sent to many lenders individually |
While we do have over 100+ lenders in our network, we do not lend. We connect business owners to the right lenders. In 2014, SmallBusinessLoanRates.com was founded to help business owners save time and money by matching them with the best lenders based on their responses to our fast & easy 1-minute questionnaire.
We’re accredited by the BBB with an A+ rating, and a member of the Small Business Finance Association & the Forbes Finance Council. In our 10+ years, we’ve matched over 30,000 businesses to lenders. We take pride in our service and in doing our part to help companies of all sizes secure funding.
Absolutely not. SmallBusinessLoanRates.com does not pull your credit report. We do, however, ask for your estimated credit score so we can find the appropriate matches. Once you’ve been matched to your lenders and discussed terms that you are comfortable moving forward with, the lender will then pull your credit with your written authorization.
Yes, applying through SmallBusinessLoanRates.com is free for business owners, and there is no obligation to proceed with any offers if you’re not satisfied.
We have lenders who can provide same-day funding. It’s also the business owner’s responsibility to promptly provide any documentation the lender requires to expedite the underwriting and processing of the financing.
Unfortunately, we only offer programs for existing businesses that generate at least $120,000 in annual revenue and have been in business for over 6 months. The lenders will verify revenue using business bank account statements once you select a lender and program you are comfortable with.
Our lender network can provide SBA Loans, Equipment Financing, Business Lines of Credit, Receivables Factoring, Term Loans, Revenue-Based Financing, and Merchant Cash Advances. When necessary, we have lenders who can provide asset-backed financing for commercial/residential properties. Our network offers programs for those with poor credit and those who prefer minimal paperwork. Options with No Personal Guarantee, along with Secured/Unsecured options, are also available. We’ve helped businesses of all sizes, from Mom & Pop shops to large franchises with multiple locations.
